Indusind Bank Club Vistara Explorer Credit Card for 2023-2024

Are you looking for a premium credit card that offers you a grand lifestyle with luxury, privileges, rewards and more? If yes, then you might want to check out the Club Vistara IndusInd Bank Explorer Credit Card, a co-branded credit card launched by IndusInd Bank in partnership with Club Vistara, the frequent flyer program of Vistara Airlines.

This card is designed for high net worth individuals who love to travel in style and comfort, and enjoy exclusive benefits across various categories. In this blog post, we will explore the features, benefits, fees and charges of this card, and help you decide if it is worth applying for.

Features of Club Vistara IndusInd Bank Explorer Credit Card

Fees and Charges of Club Vistara IndusInd Bank Explorer Credit Card

Is Club Vistara IndusInd Bank Explorer Credit Card worth it?

The Club Vistara IndusInd Bank Explorer Credit Card is a premium credit card that offers you a lot of benefits, especially if you are a frequent flyer with Vistara. The card gives you a complimentary Club Vistara Gold membership, a complimentary business class ticket voucher, and up to 5 business class ticket vouchers every year, which can save you a lot of money on your travel expenses. The card also rewards you with CV Points, which can be redeemed for various travel-related bookings on the Club Vistara website. The card also provides you with complimentary access to domestic and international airport lounges, insurance covers, entertainment and dining offers, and zero liability protection.

However, the card also comes with a high joining fee and annual fee, which may not be affordable for everyone. The card also has a high finance charge and other fees and charges, which can add up to your card bill. Therefore, you should carefully evaluate your spending habits, travel preferences, and budget before applying for this card. You should also compare this card with other co-branded credit cards in the market, such as the Axis Bank Vistara Infinite Credit Card, the HDFC Bank Diners Club Black Credit Card, or the ICICI Bank Sapphiro Credit Card, and see which one suits your needs better.

If you are interested in applying for the Club Vistara IndusInd Bank Explorer Credit Card, you can visit the IndusInd Bank website or the Club Vistara website and fill out the online application form. You can also visit the nearest IndusInd Bank branch and submit the required documents along with the application form. The bank will verify your eligibility and credit history, and approve or reject your application accordingly. If your application is approved, you will receive your card within 7 to 10 working days. You can then activate your card and start enjoying the benefits.

Eligibility criteria for Club Vistara IndusInd Bank Explorer Credit Card

The eligibility criteria for the Club Vistara IndusInd Bank Explorer Credit Card are not explicitly mentioned on the official websites of IndusInd Bank or Club Vistara. However, based on the features and benefits of the card, it can be assumed that the card is meant for high net worth individuals who have a good credit score, a high income, and a frequent travel history with Vistara. Some of the possible eligibility criteria are:

  • The applicant should be an Indian citizen or a non-resident Indian (NRI) with a valid passport and visa.
  • The applicant should be at least 18 years old and not more than 65 years old.
  • The applicant should have a minimum monthly income of Rs. 1 lakh or an annual income of Rs. 12 lakhs or more.
  • The applicant should have a good credit history and a credit score of 700 or above.
  • The applicant should have a valid PAN card and Aadhaar card.
  • The applicant should have a proof of residence, such as electricity bill, telephone bill, bank statement, etc.
  • The applicant should have a proof of identity, such as passport, driving license, voter ID card, etc.
  • The applicant should have a proof of income, such as salary slip, income tax return, bank statement, etc.
  • The applicant should have a proof of travel, such as flight tickets, boarding passes, hotel bookings, etc.

These are only indicative criteria and the final decision of approving or rejecting the application lies with the bank. The bank may also ask for additional documents or information from the applicant as per its discretion. The applicant can apply for the card online or offline by visiting the IndusInd Bank website or the nearest IndusInd Bank branch. The applicant will have to fill out the application form and submit the required documents along with the joining fee of Rs. 40,000 (inclusive of GST). The bank will verify the eligibility and credit history of the applicant and approve or reject the application accordingly. If the application is approved, the applicant will receive the card within 7 to 10 working days. The applicant can then activate the card and start enjoying the benefits.

How long does it take to get approved for this card?

The approval time for the Club Vistara IndusInd Bank Explorer Credit Card may vary depending on your eligibility and credit history. According to the official website of IndusInd Bank, the processing of credit card application usually takes approximately 10 to 15 working days from the date when all relevant documents are submitted. However, the bank will communicate with you in case of any further delay. Some other sources suggest that you can expect to receive your card within 2 to 3 days, but this may not be accurate or consistent. Therefore, it is advisable to contact the bank directly for the exact status of your application. You can also track your application online by visiting the IndusInd Bank website and entering your application reference number and mobile number.

I hope this helps you. 😊

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